Investing Money

Many people find investing hard and complex to understand, and many of them choose to leave their hard earn money to the professionals to help them invest in “things” that they know nothing of.

Retail investors on the other hand, like to DIY and choose to invest their own hard earn money their own on “things” they understand.

Equip with the right knowledge of investing such as learning how to do proper fundamental analysis and technical analysis, these DIY investors choose to take control of their finance on their own, and some even outperform the professionals.

“Know what you own, and know why you own it.”

Peter Lynch

Income Investing

Let money work for you and generate passive income the easy way. Dividend/ Income investing on steroids.

REITs

Investing in income-generating real estate managed by professionals for the average joe.

Gold

Protect yourself against inflation and hedge your assets against dollar through gold investing.

Market Crash

Ride the wave of the bull and bear market and read the lessons learned from a market crash, so you can profit in the next one.

Analysis

Personal stock diary, where I journey to find the best stock to buy for my next investment using fundamental and technical analysis.

Disclaimer: All information from my website is strictly for entertainment purposes only, it is not financial advice.

Investing

Investing is the art of making money using money. It is the term that an investor uses when they put their money into something that has the potential to grow over time. During investing, an investor establishes these few steps:

  • Establish investment goals and objectives: Investing for passive income, capital appreciation, or retirement planning.
  • Determine risk tolerance: Time horizon for the investment, risk-reward ratio, and return expectation.
  • Create investment portfolio: Types of investment such as securities (stocks, bonds, options, etc.), properties, commodities, fungible investments, and nonfungible investments such as cryptocurrencies.
  • Monitoring: Monitor your investment on a periodic basis, review the performance of each of your investments, and make changes as you grow your portfolio.

“Risk comes from not knowing what you’re doing.”

Warren Buffett

Types Of Investments

  • Stocks: A stock is a type of security that represents ownership in a corporation. Stocks are issued by corporations and can be bought and sold on international exchanges such as the NYSE in the United States, HKEX in Hong Kong, SEE and SZSE in China, SGX in Singapore. When you buy a share of stock, you become a partial owner of the issuing corporation.
  • Bonds: Bonds are a type of debt security that is essentially loans. The issuer of the bond is typically a government entity or a corporation that is borrowing money from the investor, with the promise to pay it back at a later date. In return for loaning out this money, the investor receives periodic interest payments.
  • ETFs: Exchange Traded Fund, or ETF, is a type of investment fund that holds a basket of securities and trades on an exchange. ETFs are similar to mutual funds, but they have some key differences. ETFs are more tax efficient and have lower fees than mutual funds.
  • REITs: Real estate investment trusts (REITs) are a type of investment that allows investors to pool their money to buy, manage, and own income-producing real estate. REITs are security that can be traded on major stock exchanges and offer investors high liquidity, diversification, and potential for high returns.
  • Gold: Gold investing is investing in investment grade precious metal such as gold and silver. This form of investing is a form of commodity investing where people generally used to diversify their investing portfolio from the general investment such as stocks and bonds.
  • Cryptocurrency: Crypto investing or trading is generally considered the highest risk investment where the investors will in investing in crypto technology and the future of the block-chain technology. Crypto investing is generally not regulated and not a suitable investment for most investors.

Finding The Right Investment

When investing it is always wise to understand your own personality and life goals.

Investors who are more risk-averse can choose to invest in things that are less risky which allows them to preserve their capital over the potential for a higher-than-average return. Investors who are in this category are:

  • Investors who are close to their retirement age.
  • Investors who are planning to start a family and buy a house.
  • Investors who will be using their money in the next 5 years.

Investors who are willing to take more risk can choose to invest in things that are presumed riskier which allows them to have a higher potential for a higher-than-average return. Investors who are in this category are:

  • Investors who are young and are not in any form of debt.
  • Investors are high earners who have more than sufficient money to maintain their current lifestyle.
  • Investors who have the experience and knowledge to invest in the investment they desire.

Regardless, investing is important for everyone who wants to find financial freedom in their life. Whether you are risk averse, or a daredevil, there are always some investments that will suit your needs.

Want to get started in investing?

Check out these ultimate guide in starting your investing journey:

“Spend each day trying to be a little wiser than you were when you woke up.”

Charlie Munger

Let’s journey to become wealthier through investing now!

Income Investing

Characteristics of Good Dividend Stocks

Finding a Good Dividend Stock

Good dividend stocks are rare, but when you find one, these stocks can help you earn an income passively while growing your capital. There are many characteristics of good dividend stocks, and here are the most important…

Characteristics of Good Dividend Stocks

Real Estate Investment Trusts (REITs)

Types of REITS By IncomeBuddies.com

Types of REITs You Can Invest

REITs are the best way to invest in real estate without the trouble of attending to your tenants while earning a regular passive income through the dividends they pay on a periodic basis. Here are some REITs you can invest in today.

Types of REITs

GOLD INVESTING

How To Invest In Gold For Beginners

How To Invest In Gold The Right Way

Gold Investing is probably the most basic but complex at the same time. You can either invest using cash or using your Gold IRA which can gives you tax benefits.

Invest In Gold

Market Crash

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Market Crash Preparation

A market crash is unavoidable and you need to be prepared for it before it happens. With a market crash occurring every few years, here are some things you can do to prepare for a market crash.

Prepare for Market Crash

Personal Stock Analysis

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Painful Lessons I’ve Learned From Covid Market Crash

Lessons that I’ve learned will change the way I do my stock analysis from today onwards. Lessons will help me grow into a better investor in the years to come.

Lesson I’ve Learnt to Remember in Investing

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